In today’s world, paying your bills on time is not enough to ensure a strong financial future. Identity theft continues to be the fastest-growing crime in America and affects approximately 9-10 million consumers every year. In addition to identity theft, the Federal Trade Commission reports that 20% of American consumers have a significant error in their credit report that has resulted in a lower credit score. This session will provide information on how credit scores are determined, as well as methods and services that are available to protect consumers and businesses.

Topics to be covered will include:
• Fair Credit Reporting Act
• Credit Report Criteria and Scoring
• Your Bottom Line: Credit Scores as an Expense
• How to monitor and dispute credit report errors
• Positive Pay
• Mobile Banking Alerts
• ACH Payments
• MobiMoney and Other Cardholder Management Apps
• Velocity Limits for Merchant and ACH Services
• Verified by Visa and Other Multilayer Security Programs

Representatives with Powell Valley National Bank will lead this session.

Advanced registration is required.

If you have questions, want to register or require additional information, please contact the Virginia Highlands Small Business Incubator at 276-492-2062 or Washington County Chamber of Commerce at 276-628-8142.